Abstract

AGUILAR ANDIA, Giovanna. Competition between microfinance institutions in Peru, a measurement using the Boone indicator in the period 2003-2009. Cuad. Adm. [online]. 2016, vol.29, n.52, pp.169-198. ISSN 0120-3592.  https://doi.org/10.11144/Javeriana.cao29-52.cimp.

This paper analyzes the competition between Peruvian microfinance institutions (MFIs) using the Boone indicator, from 2003 to 2009. The findings suggest that microfinance has been developing in a more competitive environment that promotes financial inclusion and the development of efficient institutions. In turn, it places on the authorities' agenda the responsibility for monitoring and preventing questionable practices in the provision of credit that can lead to over-indebtedness of clients with the deterioration of the loan portfolio ofMFIs. For further research, it is suggested to extend the period of analysis and/or to study the relationship between competition, financial results of institutions and the level of indebtedness of customers.

Keywords : Microfinance; competition; Boone indicator; microcredit.

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