Abstract

MANRIQUE-JOYA, Gloria; RAMIREZ, Maricela  and  SANTOS-VARON, Félix. IMPACT OF MICROCREDIT ON RURAL POVERTY IN MUNICIPALITIES OF TUNJA AND SAMACÁ, COLOMBIA. Semest. Econ. [online]. 2017, vol.20, n.45, pp.51-76. ISSN 0120-6346.  https://doi.org/10.22395/seec.v20n45a2.

The goal of this article is to assess the impact of rural microcredits on poverty through changes in the economic dimension: income, fixed assets, and productive assets. The method of matching (Propensity Score Matching) is used between beneficiaries and non-beneficiaries of Banco Agrario microcredits in the Tunja and Samacá municipalities (Boyacá, Colombia). The results show positive impacts suggesting that the microcredit has contributed to the accumulation of capital, which could contribute to improve living conditions and reduce poverty levels in the microcredit beneficiary group at the middle or long term.

JEL CLASSIFICATION: I30; I32; Q14

Keywords : Agricultural credit; microcredit; poverty; income; Colombia.

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