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Cuadernos de Economía

Print version ISSN 0121-4772On-line version ISSN 2248-4337

Abstract

GARCIA MATA, Osvaldo; ZORRILLA DEL CASTILLO, Ana Luz; BRISENO GARCIA, Arturo  and  ARANGO HERRERA, Eduardo. Financial attitude, financial behaviour, and financial knowledge, in Mexico. Cuad. Econ. [online]. 2021, vol.40, n.83, pp.431-457.  Epub Sep 30, 2021. ISSN 0121-4772.  https://doi.org/10.15446/cuad.econ.v40n83.83247.

The purpose of this paper is to analyse the determinants of financial literacy (FL) in Mexico, through its components: attitude, behaviour, and knowledge. An analysis of variance and ordered logit models were applied to the 2018 data from the National Survey on Financial Inclusion (NSFI). The results confirm that FL is low, a gender gap exists, and education is the factor that most influences FL in Mexico. These findings are useful in designing and implementing financial inclusion policies.

JEL: D14, G53, I25, J16.

Keywords : Financial attitude; financial behaviour; financial knowledge.

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