Abstract

RINALDO, CARLOTTA. La automatización en el asesoramiento de inversiones. Una perspectiva europea. Rev. Derecho Privado [online]. 2023, n.45, pp.309-340.  Epub June 04, 2023. ISSN 0123-4366.  https://doi.org/10.18601/01234366.45.11.

This article investigates how automated investment advice (often called robo-advice) fits into the current European regulatory framework. It depicts and defines the phenomenon through the eyes of a European lawyer, both overviewing its potential benefits and risks, and outlining the main business models on the market. It analyses the challenges posed by the application of the MiFlD II regime, especially in terms of investor protection.

Keywords : robo-advice; investment advice; investment firms; automation; Fin-Tech.

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