Abstract

AUGUSTO DE SOUZA, Paulo Ramalho; DO CARMO ROMEIRO, Maria  and  PAULO BRESCIANI, Luíz. Characteristics of microcredit offering in brazilian program of microcredit in Sao Paulo state. Pensam. gest. [online]. 2015, n.38, pp.77-94. ISSN 1657-6276.  https://doi.org/10.14482/pege.37.7020.

The Programa National do Microcrédito Produtivo Orientado (PNMPO) encourages productive activity of micro and small entrepreneurs as those present in Sâo Paulo State, in Brazil. Thus this research aims to determine the characteristics of the supply of microcredit program of the national productive microcredit OSCIPs in the state of Sâo Paulo. As a research method was used to develop documental analysis based on official sources of institutions' information on their sites in the worldwide web. The results indicate the existence of different institutional settings, which show different characteristics in the supply of Oriented Productive Microcredit, but always focusing on the development of local actors.

Keywords : Productive microcredit; PNMPO; OSCIPs; microfinance.

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