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Universitas Psychologica

Print version ISSN 1657-9267


DENEGRI CORIA, Marianela et al. Scale Attitude toward Indebtedness: factorial validity and attitudinal profiles in Chilean university students. Univ. Psychol. [online]. 2012, vol.11, n.2, pp.497-509. ISSN 1657-9267.

The number of university students who present an early indebtedness has increased in the last years, which represents a potential risk for his financial stability. This study examined validity factorial of the Scale of Attitudes toward the Indebtedness (Denegri et al., 1999) and determines the existence of profile attitudinal typology towards the indebtedness in a sample of 984 university Chilean students with ages between 18 and 25 years. The results indicate the presence of two independent factors named Hedonism and Austerity, from which four profiles of attitudes decided towards the indebtedness named: austere, diffuse, hedonistic and ambivalent those who might be to the base of his behaviors of acceptance or rejection of the indebtedness.

Keywords : Attitudes; indebtedness; attitudes profile; Validity; Scale of Attitudes towards the Indebtedness; psychometry.

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