Abstract

ROJAS LOPEZ, Miguel David; BRAN RUEDA, Nelson Yovany  and  RINCON LOPEZ, Carolina. MORTGAGE FINANCING MODEL FOR HOUSING. Case study: Mexico, Chile and Colombia. Rev. ing. univ. Medellín [online]. 2013, vol.12, n.22, pp.97-108. ISSN 1692-3324.

This research article presents a brief comparison of housing finance systems in Chile, Colombia and Mexico. By using similar amortization methodologies, it was observed that the principal credit variables are the interest, the amount and the time-lapse. The Consumer Price Index- CPI, which varies in every country, is calculated differently and therefore it affects the unit of account applied for the amortization of housing credits.

Keywords : Housing systems; mortgage; CPI; unit of account.

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