Abstract

SANHUEZA, Paulina. IMPACT OF MICROFINANCE ON THE LOCAL MICROBUSINESS. Dimens.empres. [online]. 2019, vol.17, n.2, pp.5-19. ISSN 1692-8563.  https://doi.org/10.15665/dem.v17i2.1933.

Microfinance programs were born with the specific objective of reducing poverty, currently they attend to small entrepreneurs who have limited access to traditional finance but are not necessarily poor. The objective of this work is to evaluate the impact of a microfinance program that provides microcredit on the income of microentrepreneurs in the Araucanía Region in Chile. A non-experimental, cross-sectional study with a control group was carried out using the matched comparison method, using the propensity score technique. The results suggest the existence of a plausible association between participating in a microfinance program and higher incomes in local microentrepreneurs.

Keywords : Microfinance; local development; microcredit; microenterprises; impact assessment.

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