<?xml version="1.0" encoding="ISO-8859-1"?><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<front>
<journal-meta>
<journal-id>0120-3592</journal-id>
<journal-title><![CDATA[Cuadernos de Administración]]></journal-title>
<abbrev-journal-title><![CDATA[Cuad. Adm.]]></abbrev-journal-title>
<issn>0120-3592</issn>
<publisher>
<publisher-name><![CDATA[Pontificia Universidad Javeriana]]></publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id>S0120-35922016000100169</article-id>
<article-id pub-id-type="doi">10.11144/Javeriana.cao29-52.cimp</article-id>
<title-group>
<article-title xml:lang="es"><![CDATA[Competencia entre instituciones microfinancieras en Perú, una medición con el indicador de Boone para el periodo 2003-2009]]></article-title>
<article-title xml:lang="en"><![CDATA[Competition between microfinance institutions in Peru, a measurement using the Boone indicator in the period 2003-2009]]></article-title>
<article-title xml:lang="pt"><![CDATA[Concorrência entre instituições microfinanceiras no Peru: uma medição com o indicador de Boone para o período 2003-2009]]></article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Aguilar Andía]]></surname>
<given-names><![CDATA[Giovanna]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
</contrib-group>
<aff id="Af1">
<institution><![CDATA[,Pontificia Universidad Católica del Perú  ]]></institution>
<addr-line><![CDATA[Lima ]]></addr-line>
<country>Peru</country>
</aff>
<pub-date pub-type="pub">
<day>00</day>
<month>06</month>
<year>2016</year>
</pub-date>
<pub-date pub-type="epub">
<day>00</day>
<month>06</month>
<year>2016</year>
</pub-date>
<volume>29</volume>
<numero>52</numero>
<fpage>169</fpage>
<lpage>198</lpage>
<copyright-statement/>
<copyright-year/>
<self-uri xlink:href="http://www.scielo.org.co/scielo.php?script=sci_arttext&amp;pid=S0120-35922016000100169&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.co/scielo.php?script=sci_abstract&amp;pid=S0120-35922016000100169&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.co/scielo.php?script=sci_pdf&amp;pid=S0120-35922016000100169&amp;lng=en&amp;nrm=iso"></self-uri><abstract abstract-type="short" xml:lang="es"><p><![CDATA[Resumen Este artículo analiza la competencia entre instituciones microfinancieras (IMF) peruanas empleando el indicador de Boone de 2003 a 2009. Los hallazgos sugieren que las microfinanzas se han venido desarrollando en un entorno más competitivo, lo cual favorece la inclusión financiera y el desarrollo de instituciones eficientes. A su vez, pone en la agenda de las autoridades la responsabilidad de vigilar y evitar prácticas poco cuidadosas en la provisión de créditos que pueden conducir a sobreendeudamiento de los clientes con el deterioro de la cartera crediticia de las IMF. Se plantea para futuras investigaciones extender el periodo de análisis y/o estudiar la relación entre competencia, resultado financiero de las instituciones y endeudamiento de clientes.]]></p></abstract>
<abstract abstract-type="short" xml:lang="en"><p><![CDATA[Abstract This paper analyzes the competition between Peruvian microfinance institutions (MFIs) using the Boone indicator, from 2003 to 2009. The findings suggest that microfinance has been developing in a more competitive environment that promotes financial inclusion and the development of efficient institutions. In turn, it places on the authorities' agenda the responsibility for monitoring and preventing questionable practices in the provision of credit that can lead to over-indebtedness of clients with the deterioration of the loan portfolio ofMFIs. For further research, it is suggested to extend the period of analysis and/or to study the relationship between competition, financial results of institutions and the level of indebtedness of customers.]]></p></abstract>
<abstract abstract-type="short" xml:lang="pt"><p><![CDATA[Resumo Este artigo analisa a concorrência entre instituições microfinanceiras (IMF) peruanas empregando o indicador de Boone de 2003 a 2009. Os achados sugerem que as microfinanças vêm se desenvolvendo num contexto mais competitivo, o que favorece a inclusão financeira e o desenvolvimento de instituições eficientes. Por sua vez, coloca na agenda das autoridades a responsabilidade de vigiar e evitar práticas pouco cuidadosas na provisão para créditos que podem levar a sobre-endivi- damento dos clientes com a deterioração da carteira creditícia das IMF. Propõe-se para futuras pesquisas estender o período de análise e/ou estudar a relação entre concorrência, resultado financeiro das instituições e endividamento de clientes.]]></p></abstract>
<kwd-group>
<kwd lng="es"><![CDATA[microfinanzas]]></kwd>
<kwd lng="es"><![CDATA[competencia]]></kwd>
<kwd lng="es"><![CDATA[indicador de Boone]]></kwd>
<kwd lng="es"><![CDATA[microcrédito]]></kwd>
<kwd lng="en"><![CDATA[Microfinance]]></kwd>
<kwd lng="en"><![CDATA[competition]]></kwd>
<kwd lng="en"><![CDATA[Boone indicator]]></kwd>
<kwd lng="en"><![CDATA[microcredit]]></kwd>
<kwd lng="pt"><![CDATA[microfinanças]]></kwd>
<kwd lng="pt"><![CDATA[concorrência]]></kwd>
<kwd lng="pt"><![CDATA[indicador de Boone]]></kwd>
<kwd lng="pt"><![CDATA[microcrédito]]></kwd>
</kwd-group>
</article-meta>
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