<?xml version="1.0" encoding="ISO-8859-1"?><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<front>
<journal-meta>
<journal-id>0121-4772</journal-id>
<journal-title><![CDATA[Cuadernos de Economía]]></journal-title>
<abbrev-journal-title><![CDATA[Cuad. Econ.]]></abbrev-journal-title>
<issn>0121-4772</issn>
<publisher>
<publisher-name><![CDATA[Universidad Nacional de Colombia]]></publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id>S0121-47722021000200431</article-id>
<article-id pub-id-type="doi">10.15446/cuad.econ.v40n83.83247</article-id>
<title-group>
<article-title xml:lang="es"><![CDATA[ACTITUD FINANCIERA, COMPORTAMIENTO FINANCIERO Y CONOCIMIENTO FINANCIERO EN MÉXICO]]></article-title>
<article-title xml:lang="en"><![CDATA[Financial attitude, financial behaviour, and financial knowledge, in Mexico]]></article-title>
<article-title xml:lang="pt"><![CDATA[Atitude financeira, comportamento financeiro e conhecimento financeiro no México]]></article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author">
<name>
<surname><![CDATA[García Mata]]></surname>
<given-names><![CDATA[Osvaldo]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Zorrilla del Castillo]]></surname>
<given-names><![CDATA[Ana Luz]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Briseño García]]></surname>
<given-names><![CDATA[Arturo]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Arango Herrera]]></surname>
<given-names><![CDATA[Eduardo]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
</contrib-group>
<aff id="Af1">
<institution><![CDATA[,Universidad Autónoma de Tamaulipas Facultad de Comercio y Administración Victoria ]]></institution>
<addr-line><![CDATA[Ciudad Victoria Tamaulipas]]></addr-line>
<country>Mexico</country>
</aff>
<pub-date pub-type="pub">
<day>00</day>
<month>12</month>
<year>2021</year>
</pub-date>
<pub-date pub-type="epub">
<day>00</day>
<month>12</month>
<year>2021</year>
</pub-date>
<volume>40</volume>
<numero>83</numero>
<fpage>431</fpage>
<lpage>457</lpage>
<copyright-statement/>
<copyright-year/>
<self-uri xlink:href="http://www.scielo.org.co/scielo.php?script=sci_arttext&amp;pid=S0121-47722021000200431&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.co/scielo.php?script=sci_abstract&amp;pid=S0121-47722021000200431&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.co/scielo.php?script=sci_pdf&amp;pid=S0121-47722021000200431&amp;lng=en&amp;nrm=iso"></self-uri><abstract abstract-type="short" xml:lang="es"><p><![CDATA[RESUMEN El objetivo de esta investigación es analizar los determinantes del alfabetismo financiero (AF) en México, a través de sus componentes: actitud, comportamiento y conocimiento. Se emplearon análisis de varianzas y modelos logit ordenados, aplicados a datos de 2018 de la Encuesta Nacional de Inclusión Financiera (ENIF). Se confirma que (1) el nivel de AF es bajo, (2) existe una brecha de género y (3) la educación es el factor de mayor influencia en el AF. Estos hallazgos son de utilidad en el diseño y la instrumentación de políticas de inclusión financiera. JEL: D14, G53, I25, J16.]]></p></abstract>
<abstract abstract-type="short" xml:lang="en"><p><![CDATA[ABSTRACT The purpose of this paper is to analyse the determinants of financial literacy (FL) in Mexico, through its components: attitude, behaviour, and knowledge. An analysis of variance and ordered logit models were applied to the 2018 data from the National Survey on Financial Inclusion (NSFI). The results confirm that FL is low, a gender gap exists, and education is the factor that most influences FL in Mexico. These findings are useful in designing and implementing financial inclusion policies. JEL: D14, G53, I25, J16.]]></p></abstract>
<abstract abstract-type="short" xml:lang="pt"><p><![CDATA[RESUMO O objetivo desta pesquisa é analisar os determinantes da alfabetização financeira (AF) no México, por meio de seus componentes: atitude, comportamento e conhecimento. Utilizaram-se análises de variâncias e Modelos Logit ordenados, aplicados aos dados de 2018 da Pesquisa Nacional de Inclusão Financeira (ENIF). Confirma-se que (1) o nível de AF é baixo, (2) existe uma lacuna de gênero e (3) a educação é o fator de maior influência na AF. Essas descobertas são úteis no design e na implementação de políticas de inclusão financeira. JEL: D14, G53, I25, J16.]]></p></abstract>
<kwd-group>
<kwd lng="es"><![CDATA[actitud financiera]]></kwd>
<kwd lng="es"><![CDATA[comportamiento financiero]]></kwd>
<kwd lng="es"><![CDATA[conocimiento financiero]]></kwd>
<kwd lng="en"><![CDATA[Financial attitude]]></kwd>
<kwd lng="en"><![CDATA[financial behaviour]]></kwd>
<kwd lng="en"><![CDATA[financial knowledge]]></kwd>
<kwd lng="pt"><![CDATA[atitude financeira]]></kwd>
<kwd lng="pt"><![CDATA[comportamento financeiro]]></kwd>
<kwd lng="pt"><![CDATA[conhecimento financeiro]]></kwd>
</kwd-group>
</article-meta>
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