<?xml version="1.0" encoding="ISO-8859-1"?><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<front>
<journal-meta>
<journal-id>0121-4772</journal-id>
<journal-title><![CDATA[Cuadernos de Economía]]></journal-title>
<abbrev-journal-title><![CDATA[Cuad. Econ.]]></abbrev-journal-title>
<issn>0121-4772</issn>
<publisher>
<publisher-name><![CDATA[Universidad Nacional de Colombia]]></publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id>S0121-47722021000200515</article-id>
<article-id pub-id-type="doi">10.15446/cuad.econ.v40n83.82098</article-id>
<title-group>
<article-title xml:lang="es"><![CDATA[LAS PREFERENCIAS INDIVIDUALES Y SUS DETERMINANTES. UN ANÁLISIS DE LAS PREFERENCIAS SOBRE EL RIESGO Y EL TIEMPO]]></article-title>
<article-title xml:lang="en"><![CDATA[Individual preferences and their determinants: An assessment over risk and time preferences]]></article-title>
<article-title xml:lang="pt"><![CDATA[Preferências individuais e seus determinantes. Uma análise das preferências de risco e tempo]]></article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Castillo]]></surname>
<given-names><![CDATA[José Gabriel]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Zhangallimbay]]></surname>
<given-names><![CDATA[Donald]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
</contrib-group>
<aff id="Af1">
<institution><![CDATA[,Laboratorio de Economía Experimental y del Comportamiento  ]]></institution>
<addr-line><![CDATA[Guayaquil ]]></addr-line>
<country>Ecuador</country>
</aff>
<aff id="Af2">
<institution><![CDATA[,Laboratorio de Economía Experimental y del Comportamiento Facultad de Ciencias Sociales y Humanísticas ]]></institution>
<addr-line><![CDATA[Guayaquil ]]></addr-line>
<country>Ecuador</country>
</aff>
<pub-date pub-type="pub">
<day>00</day>
<month>12</month>
<year>2021</year>
</pub-date>
<pub-date pub-type="epub">
<day>00</day>
<month>12</month>
<year>2021</year>
</pub-date>
<volume>40</volume>
<numero>83</numero>
<fpage>515</fpage>
<lpage>556</lpage>
<copyright-statement/>
<copyright-year/>
<self-uri xlink:href="http://www.scielo.org.co/scielo.php?script=sci_arttext&amp;pid=S0121-47722021000200515&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.co/scielo.php?script=sci_abstract&amp;pid=S0121-47722021000200515&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.co/scielo.php?script=sci_pdf&amp;pid=S0121-47722021000200515&amp;lng=en&amp;nrm=iso"></self-uri><abstract abstract-type="short" xml:lang="es"><p><![CDATA[RESUMEN El riesgo y el tiempo constituyen elementos centrales en el análisis económico, sobre los cuales típicamente se establecen supuestos predefinidos. Amplia evidencia experimental demuestra que estas preferencias no son exógenas, de modo que su heterogeneidad merece ser considerada en la modelización del comportamiento. Este artículo presenta evidencia con respecto a los factores determinantes y el grado de correlación de las preferencias individuales en ambos dominios: el riesgo y el tiempo, en un contexto de países en vías de desarrollo. El análisis involucra mecanismos experimentales de elicitación de preferencias, con constructos psicológicos y medidas autorreportadas. JEL: C01, C13, C34, C91.]]></p></abstract>
<abstract abstract-type="short" xml:lang="en"><p><![CDATA[ABSTRACT Risk and time are transversal elements in the economic analysis, over which specific predefined assumptions are determined. On the contrary, extensive experimental evidence shows that these preferences are not exogenous, and their heterogeneity deserves to be determined in the modelling of behaviour. This paper presents evidence regarding the determinants of individual preferences in both domains: risk and time, in a context of developing countries. The analysis involves experimental mechanisms to elicit preferences with psychological constructs and self-reported measures. JEL: C01, C13, C34, C91.]]></p></abstract>
<abstract abstract-type="short" xml:lang="pt"><p><![CDATA[RESUMO O risco e o tempo são elementos centrais na análise econômica, sobre a qual normalmente são feitas suposições predefinidas. Extensas evidências experimentais mostram que essas preferências não são exógenas, portanto, sua heterogeneidade merece ser considerada na modelagem comportamental. Este artigo apresenta evidências sobre os fatores determinantes e o grau de correlação das preferências individuais em ambos os domínios: risco e tempo, no contexto de um país em desenvolvimento. A análise envolve mecanismos experimentais de elicitação de preferências, com construtos psicológicos e medidas autorreferidas. JEL: C01, C13, C34, C91.]]></p></abstract>
<kwd-group>
<kwd lng="es"><![CDATA[aversión al riesgo]]></kwd>
<kwd lng="es"><![CDATA[elicitación de preferencias]]></kwd>
<kwd lng="es"><![CDATA[preferencias individuales]]></kwd>
<kwd lng="es"><![CDATA[tasa de descuento]]></kwd>
<kwd lng="en"><![CDATA[discount rate]]></kwd>
<kwd lng="en"><![CDATA[individual preferences]]></kwd>
<kwd lng="en"><![CDATA[elicitation of preferences]]></kwd>
<kwd lng="en"><![CDATA[risk aversion]]></kwd>
<kwd lng="pt"><![CDATA[aversão ao risco]]></kwd>
<kwd lng="pt"><![CDATA[elicitação de preferências]]></kwd>
<kwd lng="pt"><![CDATA[preferências individuais]]></kwd>
<kwd lng="pt"><![CDATA[taxa de desconto]]></kwd>
</kwd-group>
</article-meta>
</front><back>
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