<?xml version="1.0" encoding="ISO-8859-1"?><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<front>
<journal-meta>
<journal-id>0121-5051</journal-id>
<journal-title><![CDATA[Innovar]]></journal-title>
<abbrev-journal-title><![CDATA[Innovar]]></abbrev-journal-title>
<issn>0121-5051</issn>
<publisher>
<publisher-name><![CDATA[Facultad de Ciencias Económicas. Universidad Nacional de Colombia.]]></publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id>S0121-50512021000200045</article-id>
<article-id pub-id-type="doi">10.15446/innovar.v31n80.93663</article-id>
<title-group>
<article-title xml:lang="es"><![CDATA[Planteamiento estratégico para la financiación inclusiva del turismo por parte de los organismos financieros internacionales]]></article-title>
<article-title xml:lang="en"><![CDATA[STRATEGIC APPROACH FOR AN INCLUSIVE FINANCING OF TOURISM BY INTERNATIONAL FINANCIAL ORGANIZATIONS INTERNACIONAIS]]></article-title>
<article-title xml:lang="pt"><![CDATA[ABORDAGEM ESTRATÉGICA PARA O FINANCIAMENTO INCLUSIVO DO TURISMO POR PARTE DAS ORGANIZAÇÕES FINANCEIRAS]]></article-title>
<article-title xml:lang="fr"><![CDATA[APPROCHE STRATÉGIQUE POUR LE FINANCEMENT INCLUSIF DU TOURISME PAR LES ORGANISATIONS FINANCIÈRES INTERNATIONALES]]></article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Carrillo-Hidalgo]]></surname>
<given-names><![CDATA[Isabel]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Pulido-Fernández]]></surname>
<given-names><![CDATA[Juan Ignacio]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
</contrib-group>
<aff id="Af1">
<institution><![CDATA[,Universidad de Jaén Departamento de Economía Financiera y Contabilidad ]]></institution>
<addr-line><![CDATA[Jaén ]]></addr-line>
<country>Spain</country>
</aff>
<aff id="Af2">
<institution><![CDATA[,Universidad de Jaén Departamento de Economía ]]></institution>
<addr-line><![CDATA[Jaén ]]></addr-line>
<country>Spain</country>
</aff>
<pub-date pub-type="pub">
<day>00</day>
<month>06</month>
<year>2021</year>
</pub-date>
<pub-date pub-type="epub">
<day>00</day>
<month>06</month>
<year>2021</year>
</pub-date>
<volume>31</volume>
<numero>80</numero>
<fpage>45</fpage>
<lpage>56</lpage>
<copyright-statement/>
<copyright-year/>
<self-uri xlink:href="http://www.scielo.org.co/scielo.php?script=sci_arttext&amp;pid=S0121-50512021000200045&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.co/scielo.php?script=sci_abstract&amp;pid=S0121-50512021000200045&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.co/scielo.php?script=sci_pdf&amp;pid=S0121-50512021000200045&amp;lng=en&amp;nrm=iso"></self-uri><abstract abstract-type="short" xml:lang="es"><p><![CDATA[RESUMEN Los organismos financieros internacionales financian el turismo para la consecución de sus objetivos de desarrollo económico y reducción de la pobreza; además, entienden la inclusión financiera como parte de su política de actuación. Sin embargo, los estudios realizados hasta ahora muestran que la financiación al turismo realizada por estos organismos no favorece a la inclusión financiera de la población y que carecen de un planteamiento estratégico común en este sentido. Ello justifica la necesidad de plantear la posibilidad de establecer una estrategia que guíe la política a seguir por estos en la financiación del turismo, de modo que su actuación sea lo más financieramente incluyente posible. El objetivo de este trabajo es exponer los resultados del proceso de elaboración de este planteamiento estratégico, llevado a cabo a partir de una revisión bibliográfica previa y un cuestionario realizado a un panel de diez expertos internacionales. Este planteamiento establece la importancia de los procesos de adjudicación, la sensibilización en la materia, los sistemas de control y el apoyo no financiero.]]></p></abstract>
<abstract abstract-type="short" xml:lang="en"><p><![CDATA[ABSTRACT International financial organizations support tourism ir achieving its economic development and poverty reduction goals. Further-more, these entities understand financial inclusion as part of their action policy. However, some studies show that the financing of tourism by these organizations does not favor the financial inclusion of the population, and that they lack a common strategic approach in this regard. The foregoing explains the need of establishing a plan that guides the policy to be followed in the financing of tourism, so that the actions by financial organizations become as inclusive as possible. Therefore, this work seeks to present the results of the process of elaboration of a strategic approach to this issue based on a previous bibliographic review and a questionnaire to a panel of ten international experts. This approach establishes the importance of allocation processes, the creation of awareness on the matter, control systems, and non-financial support.]]></p></abstract>
<abstract abstract-type="short" xml:lang="pt"><p><![CDATA[RESUMO As organizações financeiras internacionais financiam o turismo para a consecução de seus objetivos de desenvolvimento econômico e para a redução da pobreza; além disso, entendem a inclusão financeira como parte de sua política de atuação. Contudo, os estudos realizados até agora mostram que o financiamento do turismo realizado por essas organizações não favorece a inclusão financeira da população e que carece de uma abordagem estratégia comum nesse sentido. Isso justifica a necessidade de estabelecer uma estratégia que guie a política a seguir por essas organizações no financiamento do turismo, de modo que sua atuação seja o mais financeiramente inclusivo possível. O objetivo deste trabalho é expor os resultados do processo de elaboração dessa abordagem estratégica, realizada a partir de uma revisão bibliográfica prévia e de um questionário aplicado a dez especialistas internacionais. Nessa abordagem, é estabelecida a importância dos processos de adjudicação, a sensibilização na matéria, os sistemas de controle e o apoio não financeiro.]]></p></abstract>
<abstract abstract-type="short" xml:lang="fr"><p><![CDATA[RÉSUMÉ Les organisations financières internationales financent le tourisme pour atteindre leurs objectifs de développement économique et de réduction de la pauvreté; de plus, elles considèrent l'inclusion financière comme faisant partie de leur politique d'action. Cependant, les études menées jusqu'à présent montrent que le financement du tourisme réalisé par ces organisations ne favorise pas l'inclusion financière de la population et qu'il leur manque une approche stratégique commune à cet égard. Cela justifie la nécessité de soulever la possibilité d'établir une stratégie qui guide leur politique à suivre dans le financement du tourisme, afin que leur action soit la plus inclusive financièrement possible. L'objectif de ce travail est de présenter les résultats du processus d'élaboration de cette approche stratégique, réalisé à partir d'une revue bibliographique précédente et d'un questionnaire adressé à un panel de dix experts internationaux. Cette approche établit l'importance des processus d'arbitrage, de la sensibilisation sur la matière, des systèmes de contrôle et du soutien non-financier.]]></p></abstract>
<kwd-group>
<kwd lng="es"><![CDATA[financiación]]></kwd>
<kwd lng="es"><![CDATA[inclusión financiera]]></kwd>
<kwd lng="es"><![CDATA[organismos financieros internacionales]]></kwd>
<kwd lng="es"><![CDATA[planteamiento estratégico]]></kwd>
<kwd lng="es"><![CDATA[turismo]]></kwd>
<kwd lng="en"><![CDATA[Financing]]></kwd>
<kwd lng="en"><![CDATA[financial inclusion]]></kwd>
<kwd lng="en"><![CDATA[international financial organizations]]></kwd>
<kwd lng="en"><![CDATA[strategic approach]]></kwd>
<kwd lng="en"><![CDATA[tourism]]></kwd>
<kwd lng="pt"><![CDATA[abordagem estratégica]]></kwd>
<kwd lng="pt"><![CDATA[financiamento]]></kwd>
<kwd lng="pt"><![CDATA[inclusão financeira]]></kwd>
<kwd lng="pt"><![CDATA[organizações financeiras internacionais]]></kwd>
<kwd lng="pt"><![CDATA[turismo]]></kwd>
<kwd lng="fr"><![CDATA[financement]]></kwd>
<kwd lng="fr"><![CDATA[inclusion financière]]></kwd>
<kwd lng="fr"><![CDATA[organisations financières internationales]]></kwd>
<kwd lng="fr"><![CDATA[approche stratégique]]></kwd>
<kwd lng="fr"><![CDATA[tourisme]]></kwd>
</kwd-group>
</article-meta>
</front><back>
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