<?xml version="1.0" encoding="ISO-8859-1"?><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<front>
<journal-meta>
<journal-id>0121-6805</journal-id>
<journal-title><![CDATA[Revista Facultad de Ciencias Económicas: Investigación y Reflexión]]></journal-title>
<abbrev-journal-title><![CDATA[Rev.fac.cienc.econ.]]></abbrev-journal-title>
<issn>0121-6805</issn>
<publisher>
<publisher-name><![CDATA[Facultad de Ciencias Económicas Universidad Militar Nueva Granada]]></publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id>S0121-68052021000200225</article-id>
<article-id pub-id-type="doi">10.18359/rfce.5551</article-id>
<title-group>
<article-title xml:lang="pt"><![CDATA[Decisões financeiras à luz da economia comportamental: estudo comparativo dos alunos dos cursos de Economia e Administração de uma universidade federal brasileira]]></article-title>
<article-title xml:lang="en"><![CDATA[Financial Decisions in the Light of Behavioral Economy: a Comparative Study of Students of Undergraduate Programs in Economy and Administration at a Federal Brazilian University]]></article-title>
<article-title xml:lang="es"><![CDATA[Decisiones financieras a la luz de la economía del comportamiento: un estudio comparativo de estudiantes de los pregrados en Economía y Administración en una universidad federal brasileña]]></article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Kaizer]]></surname>
<given-names><![CDATA[Débora Cristiane Pena Lima]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Rodrigues]]></surname>
<given-names><![CDATA[Eduardo de Sá Fortes Leitão]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Ferreira]]></surname>
<given-names><![CDATA[Ariele da Silva Moreira Rodrigues]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
</contrib-group>
<aff id="Af1">
<institution><![CDATA[,Universidade Federal Rural do Rio de Janeiro  ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Brazil</country>
</aff>
<aff id="Af2">
<institution><![CDATA[,Universidade de Lisboa  ]]></institution>
<addr-line><![CDATA[Lisboa ]]></addr-line>
<country>Portugal</country>
</aff>
<aff id="Af3">
<institution><![CDATA[,Universidade Federal Rural do Rio de Janeiro  ]]></institution>
<addr-line><![CDATA[Nova Iguaçu ]]></addr-line>
<country>Brazil</country>
</aff>
<pub-date pub-type="pub">
<day>00</day>
<month>12</month>
<year>2021</year>
</pub-date>
<pub-date pub-type="epub">
<day>00</day>
<month>12</month>
<year>2021</year>
</pub-date>
<volume>29</volume>
<numero>2</numero>
<fpage>225</fpage>
<lpage>248</lpage>
<copyright-statement/>
<copyright-year/>
<self-uri xlink:href="http://www.scielo.org.co/scielo.php?script=sci_arttext&amp;pid=S0121-68052021000200225&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.co/scielo.php?script=sci_abstract&amp;pid=S0121-68052021000200225&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.co/scielo.php?script=sci_pdf&amp;pid=S0121-68052021000200225&amp;lng=en&amp;nrm=iso"></self-uri><abstract abstract-type="short" xml:lang="pt"><p><![CDATA[Resumo: Neste artigo, buscou-se replicar o estudo seminal de Kahneman e Tversky (1979), denominado "teoria do prospecto", a fim de entender como os alunos que estão concluindo os cursos de Economia e de Administração de uma universidade federal brasileira tomam decisões financeiras em condições de risco e incerteza. As finanças comportamentais são uma área recente das finanças, cuja base é a teoria do prospecto, a qual objetiva explicar decisões "irracionais" dos investidores causadas por fatores emocionais que a moderna teoria de finanças, por vezes, não é capaz de resolver. Por meio de uma pesquisa de campo, avaliou-se um inquérito com 27 questões para aferir a tomada de decisão em diferentes condições. A análise dos resultados foi conduzida comparando os resultados da atual pesquisa com a pesquisa seminal. Os resultados corroboram a existência dos efeitos propostos na teoria do prospecto, bem como a interferência dos vieses cognitivos. Concluiu-se ainda que os alunos ao final dos cursos tomam decisões enviesadas independentemente de contarem com maior grau de instrução.]]></p></abstract>
<abstract abstract-type="short" xml:lang="en"><p><![CDATA[Abstract: In this article, the seminal study of Kahneman and Tversky (1979) called "prospective theory" is being replicated with the objective of understanding how the students who are finishing their undergraduate studies in Economy and Administration at a federal Brazilian university make financial decisions under uncertain and risk-taking conditions. Behavioral finances are a recent area of finances based on prospective theory, whose objective is to explain "irrational" decisions from the investors caused by emotional factors that modern financial theory sometimes is not able to solve. Through a field research, a 27-question survey was evaluated to assess decision making under different conditions. The analysis of the results was carried out by comparing the results from the current survey with the seminal survey. The results confirm the existence of the effects proposed in the prospective theory, as well as the interference of cognitive biases. It was also concluded that the students at the end of the courses make biased decisions independently from having a higher level of education.]]></p></abstract>
<abstract abstract-type="short" xml:lang="es"><p><![CDATA[Resumen: En este artículo, se ha buscado replicar el estudio seminal de Kahneman y Tversky (1979), llamado "teoría prospectiva", con el objetivo de comprender cómo los estudiantes que están finalizando el pregrado en Economía y Administración en una universidad federal brasileña toman decisiones financieras en condiciones de riesgo e incertidumbre. Las finanzas conductuales son un área reciente de las finanzas, basada en la teoría prospectiva, que tiene como objetivo explicar las decisiones "irracionales" de los inversores causadas por factores emocionales que la teoría financiera moderna a veces es incapaz de resolver. A través de una investigación de campo, se evaluó una encuesta con 27 preguntas para evaluar la toma de decisiones en diferentes condiciones. El análisis de los resultados se realizó comparando los resultados de la encuesta actual con la encuesta seminal. Los resultados corroboran la existencia de los efectos propuestos en la teoría prospectiva, así como la interferencia de sesgos cognitivos. También se concluyó que los estudiantes al final de los cursos toman decisiones sesgadas independientemente de que tengan un nivel educativo superior.]]></p></abstract>
<kwd-group>
<kwd lng="pt"><![CDATA[finanças comportamentais]]></kwd>
<kwd lng="pt"><![CDATA[teoria do prospecto]]></kwd>
<kwd lng="pt"><![CDATA[vieses cognitivos]]></kwd>
<kwd lng="pt"><![CDATA[atalhos mentais]]></kwd>
<kwd lng="en"><![CDATA[behavioral finances]]></kwd>
<kwd lng="en"><![CDATA[prospective theory]]></kwd>
<kwd lng="en"><![CDATA[cognitive biases]]></kwd>
<kwd lng="en"><![CDATA[mental shortcuts]]></kwd>
<kwd lng="es"><![CDATA[finanzas conductuales]]></kwd>
<kwd lng="es"><![CDATA[teoría prospectiva]]></kwd>
<kwd lng="es"><![CDATA[sesgos cognitivos]]></kwd>
<kwd lng="es"><![CDATA[atajos mentales]]></kwd>
</kwd-group>
</article-meta>
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