<?xml version="1.0" encoding="ISO-8859-1"?><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<front>
<journal-meta>
<journal-id>0123-5923</journal-id>
<journal-title><![CDATA[Estudios Gerenciales]]></journal-title>
<abbrev-journal-title><![CDATA[estud.gerenc.]]></abbrev-journal-title>
<issn>0123-5923</issn>
<publisher>
<publisher-name><![CDATA[Universidad Icesi]]></publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id>S0123-59232023000200159</article-id>
<article-id pub-id-type="doi">10.18046/j.estger.2023.167.5466</article-id>
<title-group>
<article-title xml:lang="es"><![CDATA[Clase media durante la pandemia: endeudamiento y percepción de la gestión gubernamental]]></article-title>
<article-title xml:lang="en"><![CDATA[Middle class during the pandemic: Indebtedness and perception of government performance]]></article-title>
<article-title xml:lang="pt"><![CDATA[Classe média durante a pandemia: endividamento e percepção da gestão governamental]]></article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Martínez]]></surname>
<given-names><![CDATA[Lina]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Espada]]></surname>
<given-names><![CDATA[Andrés David]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Vidal]]></surname>
<given-names><![CDATA[Nicolás]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
</contrib-group>
<aff id="Af1">
<institution><![CDATA[,Universidad Icesi Departamento de Gestión Organizacional ]]></institution>
<addr-line><![CDATA[Cali ]]></addr-line>
<country>Colombia</country>
</aff>
<aff id="Af2">
<institution><![CDATA[,CIAT  ]]></institution>
<addr-line><![CDATA[Palmira ]]></addr-line>
<country>Colombia</country>
</aff>
<aff id="Af3">
<institution><![CDATA[,Universidad Icesi  ]]></institution>
<addr-line><![CDATA[Cali ]]></addr-line>
<country>Colombia</country>
</aff>
<pub-date pub-type="pub">
<day>00</day>
<month>06</month>
<year>2023</year>
</pub-date>
<pub-date pub-type="epub">
<day>00</day>
<month>06</month>
<year>2023</year>
</pub-date>
<volume>39</volume>
<numero>167</numero>
<fpage>159</fpage>
<lpage>172</lpage>
<copyright-statement/>
<copyright-year/>
<self-uri xlink:href="http://www.scielo.org.co/scielo.php?script=sci_arttext&amp;pid=S0123-59232023000200159&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.co/scielo.php?script=sci_abstract&amp;pid=S0123-59232023000200159&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.co/scielo.php?script=sci_pdf&amp;pid=S0123-59232023000200159&amp;lng=en&amp;nrm=iso"></self-uri><abstract abstract-type="short" xml:lang="es"><p><![CDATA[Resumen La pandemia contrajo el crecimiento de la clase media en América Latina. En este análisis se abordan las consecuencias de la pandemia en la clase media durante la crisis de la COVID-19 en las cuatro ciudades principales de Colombia. Se estudiaron dos consecuencias de la pandemia: acceso a servicios financieros y endeudamiento y la percepción de la gestión gubernamental. Se hizo un análisis descriptivo con base en los datos de un sondeo en línea con más de 1600 respuestas recolectadas durante la pandemia entre noviembre del 2020 y enero del 2021. La encuesta fue realizada a adultos residentes de las ciudades de Bogotá, Medellín, Cali y Barranquilla, donde se indagó por las condiciones económicas y sociales. La clase media fue severamente afectada en términos económicos: el 46% de los encuestados reportó una reducción en sus ingresos y en el 33,1% de los casos, algún miembro de la familia perdió el empleo. Más de la mitad de los encuestados tuvo dificultades para pagar sus deudas. Se reporta baja confianza hacia al Gobierno y una baja satisfacción con la gestión gubernamental. Clasificación JEL: H80.]]></p></abstract>
<abstract abstract-type="short" xml:lang="en"><p><![CDATA[Abstract The pandemic contracted the growth of the middle class in Latin America. This analysis addresses the consequences of the pandemic on the middle class during the COVID-19 crisis in the four largest cities in Colombia. Two consequences of the pandemic were studied: access to financial services and indebtedness, and perception of government performance. A descriptive analysis was made based on data from an online survey with more than 1600 responses collected during the pandemic between November 2020 and January 2021. The survey was conducted among adult residents of Bogotá, Medellín, Cali, and Barranquilla, inquiring about economic and social variables. The middle class was severely affected in economic terms: 46% of respondents reported a reduction in their income, and in 33.1% of the cases, a family member lost their jobs. More than half of those surveyed had difficulty paying their debts. Low confidence in the government and low satisfaction with government performance are reported.]]></p></abstract>
<abstract abstract-type="short" xml:lang="pt"><p><![CDATA[Resumo A pandemia contraiu o crescimento da classe média na América Latina. Esta análise aborda as consequências da pandemia na classe média durante a crise do Covid-19 nas quatro principais cidades da Colômbia. Estudaram-se duas consequências da pandemia: o acesso a serviços financeiros e o endividamento e a percepção da gestão governamental. Realizou-se uma análise descritiva com base nos dados de uma pesquisa online com mais de 1.600 respostas coletadas durante a pandemia entre novembro de 2020 e janeiro de 2021. A pesquisa foi realizada entre residentes adultos das cidades de Bogotá, Medellín, Cali e Barranquilla, onde investigou-se pelo crescimento econômico e as condições sociais. A classe média foi severamente afetada em termos econômicos: 46% dos entrevistados relataram redução de renda e, em 33,1% dos casos, algum familiar perdeu o emprego; além disso, mais da metade dos entrevistados teve dificuldades para pagar suas dívidas. Os resultados estão relacionados também com a baixa confiança e satisfação com a gestão do governo.]]></p></abstract>
<kwd-group>
<kwd lng="es"><![CDATA[clase media]]></kwd>
<kwd lng="es"><![CDATA[Colombia]]></kwd>
<kwd lng="es"><![CDATA[pandemia]]></kwd>
<kwd lng="es"><![CDATA[percepción gubernamental]]></kwd>
<kwd lng="es"><![CDATA[endeudamiento.]]></kwd>
<kwd lng="en"><![CDATA[middle class]]></kwd>
<kwd lng="en"><![CDATA[Colombia]]></kwd>
<kwd lng="en"><![CDATA[pandemic]]></kwd>
<kwd lng="en"><![CDATA[perception of government performance]]></kwd>
<kwd lng="en"><![CDATA[indebtedness.]]></kwd>
<kwd lng="pt"><![CDATA[classe média]]></kwd>
<kwd lng="pt"><![CDATA[Colômbia]]></kwd>
<kwd lng="pt"><![CDATA[pandemia]]></kwd>
<kwd lng="pt"><![CDATA[percepção do governo]]></kwd>
<kwd lng="pt"><![CDATA[endividamento.]]></kwd>
</kwd-group>
</article-meta>
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