<?xml version="1.0" encoding="ISO-8859-1"?><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<front>
<journal-meta>
<journal-id>0124-7913</journal-id>
<journal-title><![CDATA[Bitácora Urbano Territorial]]></journal-title>
<abbrev-journal-title><![CDATA[Bitácora Urbano Territorial]]></abbrev-journal-title>
<issn>0124-7913</issn>
<publisher>
<publisher-name><![CDATA[Universidad Nacional de Colombia, sede BogotáInstituto de Investigaciones Hábitat, Ciudad y Territorio]]></publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id>S0124-79132014000100095</article-id>
<title-group>
<article-title xml:lang="es"><![CDATA[Neoliberalismo reciente: LA FINANCIALIZACIÓN DE LA VIVIENDA PROPIA Y EL DERECHO A LA VIVIENDA]]></article-title>
<article-title xml:lang="en"><![CDATA[LATE NEOLIBERALISM: The Financialization of Homeownership and Housing Rights]]></article-title>
<article-title xml:lang="pt"><![CDATA[NEOLIBERALISMO RECENTE: O financiamento da vivenda própria e o direito à vivenda]]></article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Rolnik]]></surname>
<given-names><![CDATA[Raquel]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Dapena]]></surname>
<given-names><![CDATA[Luis]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
</contrib-group>
<aff id="Af1">
<institution><![CDATA[,Universidad de São Paulo  ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Brazil</country>
</aff>
<aff id="Af2">
<institution><![CDATA[,Universidad Nacional de Colombia Facultad de Arquitectura ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Colombia</country>
</aff>
<pub-date pub-type="pub">
<day>00</day>
<month>06</month>
<year>2014</year>
</pub-date>
<pub-date pub-type="epub">
<day>00</day>
<month>06</month>
<year>2014</year>
</pub-date>
<volume>24</volume>
<numero>1</numero>
<fpage>95</fpage>
<lpage>104</lpage>
<copyright-statement/>
<copyright-year/>
<self-uri xlink:href="http://www.scielo.org.co/scielo.php?script=sci_arttext&amp;pid=S0124-79132014000100095&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.co/scielo.php?script=sci_abstract&amp;pid=S0124-79132014000100095&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.co/scielo.php?script=sci_pdf&amp;pid=S0124-79132014000100095&amp;lng=en&amp;nrm=iso"></self-uri><abstract abstract-type="short" xml:lang="es"><p><![CDATA[Resumen Durante estas últimas décadas hemos sido testigos de un global giro en U de las prevalentes agendas de vivienda y política urbana esparcidas por el mundo por las fuerzas de la globalización y del neoliberalismo. El nuevo paradigma se basó, principalmente, en la retirada de los Estados del sector de la vivienda, y de la implementación de políticas diseñadas para crear modelos más fuertes y amplios de financiación de la vivienda con un enfoque de mercado. La mercantilización de la vivienda, junto con la aumentada utilización de ésta como inversión dentro de un mercado financiero globalizado, ha afectado profundamente al disfrute del derecho a la vivienda adecuada. Tomando el manifiesto del Banco Mundial de 1993 como un punto de partida, y la crisis del subprime como el primer gran punto de ignición internacional, este ensayo rastrea algunos elementos claves del enfoque del neoliberalismo para la vivienda y sus impactos en el disfrute del derecho a la vivienda en diferentes contextos y tiempos.]]></p></abstract>
<abstract abstract-type="short" xml:lang="en"><p><![CDATA[Abstract Over the last few decades we have witnessed a global U-turn in prevailing housing and urban policy agendas, spread around the world by the driving forces of globalization and neoliberalism. The new paradigm was mainly based on the withdrawal of states from the housing sector and the implementation of policies designed to create stronger and larger market-based housing finance models. The commodification of housing, together with the increased use of housing as an investment asset within a globalized financial market, has profoundly affected the enjoyment of the right to adequate housing. Taking the World Bank's 1993 manifesto as a starting point and the subprime crisis as its first great international flashpoint, this essay traces some key elements of the neoliberal approach to housing and its impact on the enjoyment of the right to housing in different contexts and times.]]></p></abstract>
<abstract abstract-type="short" xml:lang="pt"><p><![CDATA[Resumo Durante estas ultimas décadas temos sido testemunhas de um global giro em U das prevalentes agendas de vivenda y politica urbana dispersas pelo mundo pelas forças da globalização e do neoliberalismo. O novo paradigma se baseou, principalmente, na retirada do Estado do setor da vivenda, e da implementação de politicas desenhadas para criar modelos mais fortes e amplos de financiamento da vivenda com um enfoque de mercado. A mercantilização da vivenda, junto com a aumentada utilização de esta como inversão dentro de um mercado financeiro globalizado, tem afetado profundamente o disfrute do direito à vivenda adequada. Tomando o manifesto do Banco Mundial de 1993 como um ponto de partida, e a crise do subprime como o primer gran ponto de ignição internacional, este ensaio rastreia alguns elementos chaves do enfoque do neoliberalismo para a vivenda e seus impactos em disfrute do direito à vivenda em diferentes contextos e tempos.]]></p></abstract>
<kwd-group>
<kwd lng="es"><![CDATA[financiación de vivienda propia]]></kwd>
<kwd lng="es"><![CDATA[derecho a la vivienda]]></kwd>
<kwd lng="es"><![CDATA[vivienda adecuada]]></kwd>
<kwd lng="es"><![CDATA[políticas de vivienda]]></kwd>
<kwd lng="es"><![CDATA[mercado de la vivienda]]></kwd>
<kwd lng="en"><![CDATA[financialization of homeownership]]></kwd>
<kwd lng="en"><![CDATA[right to housing]]></kwd>
<kwd lng="en"><![CDATA[adequate housing]]></kwd>
<kwd lng="en"><![CDATA[housing policy]]></kwd>
<kwd lng="en"><![CDATA[housing markets]]></kwd>
<kwd lng="pt"><![CDATA[financiamento da casa própria]]></kwd>
<kwd lng="pt"><![CDATA[direito à habitação]]></kwd>
<kwd lng="pt"><![CDATA[moradia adequada]]></kwd>
<kwd lng="pt"><![CDATA[política de habitação]]></kwd>
<kwd lng="pt"><![CDATA[mercado imobiliário]]></kwd>
</kwd-group>
</article-meta>
</front><back>
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