<?xml version="1.0" encoding="ISO-8859-1"?><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<front>
<journal-meta>
<journal-id>1657-6276</journal-id>
<journal-title><![CDATA[Pensamiento & Gestión]]></journal-title>
<abbrev-journal-title><![CDATA[Pensam. gest.]]></abbrev-journal-title>
<issn>1657-6276</issn>
<publisher>
<publisher-name><![CDATA[Fundación Universidad del Norte - Barranquilla, Colombia.]]></publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id>S1657-62762020000200045</article-id>
<title-group>
<article-title xml:lang="es"><![CDATA[El financiamiento en las empresas dirigidas por mujeres en la Ciudad de México]]></article-title>
<article-title xml:lang="en"><![CDATA[Financing in Women-Led Companies in Mexico City]]></article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Saavedra García]]></surname>
<given-names><![CDATA[María Luisa]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Aguilar Anaya]]></surname>
<given-names><![CDATA[María de los Ángeles]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Tapia Sánchez]]></surname>
<given-names><![CDATA[Blanca]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
</contrib-group>
<aff id="Af1">
<institution><![CDATA[,Universidad Nacional Autónoma de México  ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Mexico</country>
</aff>
<aff id="Af2">
<institution><![CDATA[,Universidad Nacional Autónoma de México  ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Mexico</country>
</aff>
<aff id="Af3">
<institution><![CDATA[,Instituto Tecnológico y de Estudios Superiores de Monterrey  ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Mexico</country>
</aff>
<pub-date pub-type="pub">
<day>00</day>
<month>12</month>
<year>2020</year>
</pub-date>
<pub-date pub-type="epub">
<day>00</day>
<month>12</month>
<year>2020</year>
</pub-date>
<numero>49</numero>
<fpage>45</fpage>
<lpage>73</lpage>
<copyright-statement/>
<copyright-year/>
<self-uri xlink:href="http://www.scielo.org.co/scielo.php?script=sci_arttext&amp;pid=S1657-62762020000200045&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.co/scielo.php?script=sci_abstract&amp;pid=S1657-62762020000200045&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.co/scielo.php?script=sci_pdf&amp;pid=S1657-62762020000200045&amp;lng=en&amp;nrm=iso"></self-uri><abstract abstract-type="short" xml:lang="es"><p><![CDATA[Resumen El objetivo de este artículo fue realizar un diagnóstico para conocer de qué manera se están financiando las empresas dirigidas por mujeres y cuáles son los principales obstáculos para acceder a fuentes de financiamiento. Se recolectaron los datos aplicando un cuestionario a una muestra de 272 empresarias voluntarias de la Ciudad de México. Los principales hallazgos muestran que predomina el tamaño micro, en sectores servicios y comercio, y no cuentan con personalidad jurídica. Las empresarias no acceden a las ayudas gubernamentales y privadas como consecuencia de la falta de participación en redes empresariales, por lo que prefieren financiarse con recursos propios y con familiares y amigos. Por esta razón, solo una tercera parte han accedido a fuentes de financiamiento externo, y el principal obstáculo para obtenerlo es el exceso de requisitos, entre ellos, ser propietarias de bienes inmuebles y contar con garantías. Estos hallazgos ponen en evidencia la falta de apoyo para las mujeres empresarias, las cuales requieren tanto capacitación como financiamiento para hacer competitivas a sus empresas.]]></p></abstract>
<abstract abstract-type="short" xml:lang="en"><p><![CDATA[Abstract The objective of this research was to make a diagnosis aiming to know how women-led companies are being financed, and what are the main obstacles to accessing funding sources. Data was collected by applying a questionnaire to a sample of 272 volunteer entrepreneurs from Mexico City. The main findings show that micro sized enterprises predominate in services and commerce sectors, and that they do not have legal personhood. Businesswomen do not access government and private aid, as a consequence of the lack of participation in business networks, preferring to finance themselves with their own resources, and with family and friends. For this reason, only a third have accessed external financing sources, and the main obstacle to obtaining those is excess requirements, which include owning real estate and other loan guarantees. These findings highlight the lack of support for women entrepreneurs, who require both training and financing to make their companies competitive.]]></p></abstract>
<kwd-group>
<kwd lng="es"><![CDATA[financiamiento]]></kwd>
<kwd lng="es"><![CDATA[empresarias]]></kwd>
<kwd lng="es"><![CDATA[costo financiero]]></kwd>
<kwd lng="en"><![CDATA[Financing]]></kwd>
<kwd lng="en"><![CDATA[Entrepreneurs]]></kwd>
<kwd lng="en"><![CDATA[Financial cost]]></kwd>
</kwd-group>
</article-meta>
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