<?xml version="1.0" encoding="ISO-8859-1"?><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<front>
<journal-meta>
<journal-id>1657-6357</journal-id>
<journal-title><![CDATA[Sociedad y Economía]]></journal-title>
<abbrev-journal-title><![CDATA[Soc. Econ.]]></abbrev-journal-title>
<issn>1657-6357</issn>
<publisher>
<publisher-name><![CDATA[Facultad de Ciencias Sociales y Económicas- Universidad del Valle]]></publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id>S1657-63572024000200008</article-id>
<article-id pub-id-type="doi">10.25100/sye.v0i52.12851</article-id>
<title-group>
<article-title xml:lang="es"><![CDATA[Retiros anticipados de fondos previsionales por efecto COVID-19 en el Perú]]></article-title>
<article-title xml:lang="en"><![CDATA[Early Withdrawals of Pension Funds Due to COVID-19 Effect in Peru]]></article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Chambi Condori]]></surname>
<given-names><![CDATA[Pedro Pablo]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Chambi Vásquez]]></surname>
<given-names><![CDATA[Miriam]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Galván Rodríguez]]></surname>
<given-names><![CDATA[Sara]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
</contrib-group>
<aff id="Af1">
<institution><![CDATA[,Universidad Nacional Jorge Basadre Grohmann  ]]></institution>
<addr-line><![CDATA[Tacna ]]></addr-line>
<country>Perú</country>
</aff>
<aff id="Af2">
<institution><![CDATA[,Universidad Nacional Mayor de San Marcos  ]]></institution>
<addr-line><![CDATA[Lima ]]></addr-line>
<country>Perú</country>
</aff>
<aff id="Af3">
<institution><![CDATA[,Universidad Católica Santa María  ]]></institution>
<addr-line><![CDATA[Arequipa ]]></addr-line>
<country>Perú</country>
</aff>
<pub-date pub-type="pub">
<day>00</day>
<month>08</month>
<year>2024</year>
</pub-date>
<pub-date pub-type="epub">
<day>00</day>
<month>08</month>
<year>2024</year>
</pub-date>
<numero>52</numero>
<copyright-statement/>
<copyright-year/>
<self-uri xlink:href="http://www.scielo.org.co/scielo.php?script=sci_arttext&amp;pid=S1657-63572024000200008&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.co/scielo.php?script=sci_abstract&amp;pid=S1657-63572024000200008&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.co/scielo.php?script=sci_pdf&amp;pid=S1657-63572024000200008&amp;lng=en&amp;nrm=iso"></self-uri><abstract abstract-type="short" xml:lang="es"><p><![CDATA[Resumen El objetivo del estudio fue analizar los contextos en los que se ejecutaron los retiros anticipados de fondos del sistema privado de pensiones en el periodo 2020 a 2022 y que han impactado negativamente en los importes recibidos por los fondistas. Para ello, se utilizó la base de datos del registro de afiliados al sistema privado de pensiones de la Superintendencia de Banca y Seguros del Perú, así como la estadística de serie de tiempo de retiros de los cuatro tipos de fondos del sistema privado de pensiones, la estadística del valor cuota de los fondos y la serie de tiempo del comportamiento de los mercados de capitales globales. Se concluye que los retiros anticipados de fondos jubilatorios se ejecutaron en periodos bajistas ocurridos en los mercados de capitales, hecho que afectó el valor cuota de los fondos y los retiros de importes disminuidos recibidos por los fondistas.]]></p></abstract>
<abstract abstract-type="short" xml:lang="en"><p><![CDATA[Abstract The aim of the study is to analyze the contexts in which early withdrawals of funds from the private pension system were executed in the period 2020 to 2022 and which have had a negative impact on the amounts received by fund holders. For this purpose, we used the database of the registry of members of the private pension system of the Peruvian Superintendency of Banking and Insurance, as well as the time series statistics of withdrawals of the four types of funds of the private pension system, the statistics of the share value of the funds and the time series of the behavior of the global capital markets. It is concluded that early withdrawals of pension funds were executed in bearish periods in the capital markets, which affected the funds' quota value and the withdrawals of diminished amounts received by the fund holders.]]></p></abstract>
<kwd-group>
<kwd lng="es"><![CDATA[economía]]></kwd>
<kwd lng="es"><![CDATA[ahorro]]></kwd>
<kwd lng="es"><![CDATA[jubilación]]></kwd>
<kwd lng="es"><![CDATA[toma de decisiones]]></kwd>
<kwd lng="es"><![CDATA[comportamiento económico]]></kwd>
<kwd lng="en"><![CDATA[economics]]></kwd>
<kwd lng="en"><![CDATA[savings]]></kwd>
<kwd lng="en"><![CDATA[retirement]]></kwd>
<kwd lng="en"><![CDATA[decision-making]]></kwd>
<kwd lng="en"><![CDATA[economic behavior]]></kwd>
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</article-meta>
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