<?xml version="1.0" encoding="ISO-8859-1"?><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<front>
<journal-meta>
<journal-id>2248-6046</journal-id>
<journal-title><![CDATA[Revista Finanzas y Política Económica]]></journal-title>
<abbrev-journal-title><![CDATA[Finanz. polit. econ.]]></abbrev-journal-title>
<issn>2248-6046</issn>
<publisher>
<publisher-name><![CDATA[Universidad Católica de Colombia]]></publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id>S2248-60462021000200545</article-id>
<article-id pub-id-type="doi">10.14718/revfinanzpolitecon.v13.n2.2021.10</article-id>
<title-group>
<article-title xml:lang="es"><![CDATA[Implicancias de la inclusión financiera y el empleo informal en la pobreza monetaria de los departamentos del Perú]]></article-title>
<article-title xml:lang="en"><![CDATA[Implications of Financial Inclusion and Informal Employment on Monetary Poverty of Peru Departments]]></article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Grados-Smith]]></surname>
<given-names><![CDATA[Pedro Luis]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
</contrib-group>
<aff id="Af1">
<institution><![CDATA[,Universidad de Lima  ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Peru</country>
</aff>
<pub-date pub-type="pub">
<day>00</day>
<month>12</month>
<year>2021</year>
</pub-date>
<pub-date pub-type="epub">
<day>00</day>
<month>12</month>
<year>2021</year>
</pub-date>
<volume>13</volume>
<numero>2</numero>
<fpage>545</fpage>
<lpage>569</lpage>
<copyright-statement/>
<copyright-year/>
<self-uri xlink:href="http://www.scielo.org.co/scielo.php?script=sci_arttext&amp;pid=S2248-60462021000200545&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.co/scielo.php?script=sci_abstract&amp;pid=S2248-60462021000200545&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.co/scielo.php?script=sci_pdf&amp;pid=S2248-60462021000200545&amp;lng=en&amp;nrm=iso"></self-uri><abstract abstract-type="short" xml:lang="es"><p><![CDATA[Resumen A pesar de un crecimiento sostenido del Producto Bruto Interno (PBI) del Perú en los últimos veinte años, la pobreza monetaria aún es el principal problema económico y social. Este fenómeno se extiende a dos factores importantes: la inclusión financiera y el empleo informal, que tienen implicancias en la sostenibilidad de los mecanismos impulsores del crecimiento económico para aliviar la pobreza. Utilizando el modelo econométrico de mínimos cuadrados generalizados factibles (FGLS) con efectos fijos (FEGLS), a fin de controlar los efectos heterogéneos entre los departamentos del Perú durante el periodo 2010-2019, este documento evalúa empíricamente el impacto de la inclusión financiera y el empleo informal en la pobreza monetaria. Los resultados empíricos muestran que la expansión de la inclusión financiera beneficiaría a la reducción de la pobreza monetaria, en tanto con respecto al empleo informal se revela que existe una relación negativa: se determina que su desarrollo está asociado a la reducción de la pobreza, pero no es determinante para su alivio. JEL Classification: I32, G21, J46, D63, I13.]]></p></abstract>
<abstract abstract-type="short" xml:lang="en"><p><![CDATA[Abstract Despite the sustained growth of Peru's GDP in the last 20 years, Monetary Poverty is still the main economic and social problem, this phenomenon extends to 2 important fac-tors such as financial inclusion and informal employment that have implications for sustainability of the driving mechanisms of economic growth to alleviate poverty. Using the feasible generalized least squares (FGLS) econometric model with fixed effects (FEGLS) to control for heterogeneous effects among Peruvian departments during the 2010-2019 period, this paper empirically assesses the impact of financial inclusion and informal employment in monetary poverty. The empirical results show that, the expansion of financial inclusion would benefit the reduction of monetary poverty, with respect to informal employment it is revealed that there is a negative relationship, it is determined that the development of informal employment is associated with the reduction of poverty, but it is not determining for your alleviation.]]></p></abstract>
<kwd-group>
<kwd lng="es"><![CDATA[desigualdad]]></kwd>
<kwd lng="es"><![CDATA[empleo informal]]></kwd>
<kwd lng="es"><![CDATA[inclusión financiera]]></kwd>
<kwd lng="es"><![CDATA[pobreza]]></kwd>
<kwd lng="es"><![CDATA[seguro de salud]]></kwd>
<kwd lng="en"><![CDATA[Inequality]]></kwd>
<kwd lng="en"><![CDATA[informal employment]]></kwd>
<kwd lng="en"><![CDATA[financial inclusion]]></kwd>
<kwd lng="en"><![CDATA[poverty]]></kwd>
<kwd lng="en"><![CDATA[health insurance]]></kwd>
</kwd-group>
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