Abstract

VANEGAS, Juan Gabriel; ARANGO MESA, María Alexandra; GOMEZ-BETANCUR, Leidy  and  CORTES-CARDONA, Daniel. Financial Education in Women: A Study in the López de Mesa District, Medellín. Rev.fac.cienc.econ. [online]. 2020, vol.28, n.2, pp.121-141.  Epub Dec 22, 2020. ISSN 0121-6805.  https://doi.org/10.18359/rfce.4929.

Responsible financial decisions are part of an aspiration that enables people to adequately cope with their daily lives. Faced with this challenge, governments and different institutions have designed strategies for the population to be better equipped and informed when it comes to managing its available financial resources. Nonetheless, the academic literature shows that people's characteristics act as control variables when explaining the existing gaps. Thus, this article highlights the relevance of the dimensions associated with the behavior, knowledge, and attitudes of women living in a district of Medellín. For this purpose, a structured questionnaire was employed, and the information analysis was carried out using descriptive statistics and contingency tables, in addition to a logistic model ordered for the level of knowledge. The behavioral results reveal great interest in paying debts on time and considering whether they can pay something before buying it. The results show a low financial indicator in the knowledge dimension, mainly in women with many children and no information on these issues. Attitudinally, married women with two or more children and a higher income have a more austere financial attitude.

Keywords : financial education; women; behavior; knowledge; attitudes.

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